Life Happens, Plan for Today
Life insurance is a powerful financial tool that can be used to protect and secure your family’s future if you should die too soon.
Accelerated Benefits Riders are optional, no-additional cost riders that can allow you to access all or part of your dead benefits, while living, if you experience qualifying terminal, chronic, or critical injury,
If something happens to you, your family didn’t just lose you; they also lose your income and everything you provide for them.
Life insurance is about protecting your family’s future.
That’s why for Lapeira & Associates LLC, your family comes first. With personalized and affordable coverage, we are here to make it easy for people like you to protect the ones you love.
*Ratings are as of 12/31/2021 and are subject to change
- Some policies may include riders that require an additional premium.
- Some types of term life insurance policies may offer premium payments that are not level.
- Some whole life policies do not have cash values in the first two years of the policy and don’t pay a dividend until the policy’s third year. Talk to your financial representative and refer to your individual whole life policy illustration for more information.
- All whole life insurance policy guarantees are subject to the timely payment of all required premiums and the claims-paying ability of the issuing insurance company. Policy loans and withdrawals affect the guarantees by reducing the policy’s death benefit and cash values.
- Subject to state availability.
Quote Disclosures:
The estimated monthly cost reflects the benefit amount shown and the policy features you chose. Product quoted may include optional riders. These riders may incur an additional premium. Tobacco users may receive different rates from non-tobacco users.
Lapeira & Associates LLC, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.
All life insurance policy guarantees are subject to the timely payment of all required premiums and the claims-paying ability of the issuing insurance company. While the information provided here may help inform your decision, we strongly encourage you to discuss your insurance needs with your broker or agent to ensure that you consider the optimal coverage for your circumstances. This is not a contract or an offer of coverage. This is a quote based on personal information that you’ve provided and describes certain features of a standard policy, which may vary by state. Coverage amounts and features are shown on our quotes may not be available to all insurers. If a policy is issued, its provisions and pricing may differ from this proposal.
Lapeira & Associates is a Florida corporation whose principal place of business is 12924 SW 133rd CT, Miami, FL 33186 and is licensed insurance agency in the following states: